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About Us

What is a Credit Union?
A federal Credit Union is a not-for-profit financial cooperative owned and run by its members. The Board of Directors is elected annually by the members. Every member has one equal vote.

The Credit Unionís history.
When the first families moved into Greenbelt, there were no banking facilities. So a group of pioneer residents put their heads together and decided to organize a credit union. Greenbelt Federal Credit Union was issued a charter December 13, 1937. It became the first community credit union in the area and the first financial institution in Greenbelt. The new organization thrived and steadily increased in size, assisted later by the co-op store operations, which provided space without charge for the expanding credit union. In 1952, Greenbelt Federal Credit Union was faced with its greatest challenge. The Public Housing Administration was selling the Greenbelt project and announced that down payments on at least 500 of the homes must be made by the end of the year in order for the resident-formed corporation to buy the project. The Credit Union was swamped with loan applications and its funds were soon exhausted. Additional funds were raised through a campaign for savings and by borrowing from another credit union. Today, the Credit Union has over 3400 members with an asset size over $19 million. The Credit Union has an annual membership meeting every March. Come out and see how your Credit Union is doing.

How do people become members of the Credit Union?
To be a member, you must qualify for membership and it requires a minimum share savings account balance of $25. To qualify for membership you must live, work, attend school, or worship in Greenbelt; be a member of Greenbelt Co-op, Inc., in Greenbelt, Maryland; be an employee of this credit union; a member of their immediate family; an organization of such persons; or a Community organization in Greenbelt, Maryland.

Membership As a member of the Credit Union, you are an owner with a right to vote in the Board of Directors at the annual membership meetings.

Family Membership
Family members are eligible to join the credit union. Family members include your spouse, children, parents, brothers and sisters, stepchildren, stepparents, grandchildren, and grandparents.
Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. Greenbelt is an Equal Housing Lender.

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